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	<title>Comments on: I Am Looking For Something Where I Can Invest My Money And Have Passive Income.?</title>
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	<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/</link>
	<description>Passive income ideas for multiple streams of passive income</description>
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		<title>By: larryhyd</title>
		<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/comment-page-1/#comment-153</link>
		<dc:creator>larryhyd</dc:creator>
		<pubDate>Tue, 17 Nov 2009 18:48:07 +0000</pubDate>
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		<description>go to subjex.com check it out, tell them dad sent you.</description>
		<content:encoded><![CDATA[<p>go to subjex.com check it out, tell them dad sent you.</p>
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		<title>By: Robert L</title>
		<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/comment-page-1/#comment-152</link>
		<dc:creator>Robert L</dc:creator>
		<pubDate>Tue, 17 Nov 2009 14:24:47 +0000</pubDate>
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		<description>Well established companies that pay dividends and have a history of dividend increases could fill your bill.  
If you want to do more research I suggesthttp://www.morningstar.com/
Another thing, I recommend the book by Jeremy Siegel, &quot;The Future For Investors.&quot;
.</description>
		<content:encoded><![CDATA[<p>Well established companies that pay dividends and have a history of dividend increases could fill your bill.<br />
If you want to do more research I suggesthttp://www.morningstar.com/<br />
Another thing, I recommend the book by Jeremy Siegel, &#8220;The Future For Investors.&#8221;<br />
.</p>
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		<pubDate>Tue, 17 Nov 2009 08:38:17 +0000</pubDate>
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		<description>If your goal is income I recommend buying mutual funds which pay a monthly or at least quarterly distribution. Gabelli has several funds which meet this criteria. Most fund family&#039;s have several funds which meet these goals.
Another option to explore is Closed End Funds. I&#039;m not a huge fan of closed end funds but some of them pay very nice dividends. For closed end funds I would only buy well managed funds and when they are trading at a discount. (The market price of the fund is less than the NAV (Net Asset Value)). Closed funds can be illiquid hence I would plan on holding them for sometime.</description>
		<content:encoded><![CDATA[<p>If your goal is income I recommend buying mutual funds which pay a monthly or at least quarterly distribution. Gabelli has several funds which meet this criteria. Most fund family&#8217;s have several funds which meet these goals.<br />
Another option to explore is Closed End Funds. I&#8217;m not a huge fan of closed end funds but some of them pay very nice dividends. For closed end funds I would only buy well managed funds and when they are trading at a discount. (The market price of the fund is less than the NAV (Net Asset Value)). Closed funds can be illiquid hence I would plan on holding them for sometime.</p>
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		<title>By: BigBen</title>
		<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/comment-page-1/#comment-150</link>
		<dc:creator>BigBen</dc:creator>
		<pubDate>Tue, 17 Nov 2009 03:43:18 +0000</pubDate>
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		<description>i had invest in stock for years now and will share with you what i think is important. first of all, you need to understand what and how the stock market work. by then at least you have the general picture the way to go in stock.
secondly, it is very important to define your ultimate goal. there are nothing wrong either investing in bonds, stock or real estate as long as it fits your needs. otherwise, you&#039;ll regret back to where you are now after spending money and time down the road. strategic asset allocation is very important as it helps diversify your money within acceptable risk but profitable return (e.g 50% for long-term, 30% for medium-term, 20% for short-term)
some consider to invest for long-term while others prefer to only trade the stock. well, i did both cos both has it own strengths. i love the feeling of buying things out of short-term stock&#039;s profits which is not found in long-term investing. of course i don&#039;t have the crystal ball, but as long as you master the techniques, you&#039;ll be able to reduce the losses if not making more money. the key is, take advantage of any opportunity that you see made available in the market as both bull and bear are benficial and profitable especially to individual investor; if you know how to act.
last but not least, train yourself for an investors mindset and behaviour. you can read all succesfful investors like Buffet or stock traders like Soros have high very high mindset and behavior. but before investing, remember not to be greedy. greed is the utmost enemy for investors. and secondly, do not invest just because you have the money!! sometimes it is better to just keeping your money under the pillow than putting it in stock and losing it the next day. i found this is the major problem of new stock investor cause they get tempted very easily after listening others making much money in stock market.
hopes it helps, and good luck.</description>
		<content:encoded><![CDATA[<p>i had invest in stock for years now and will share with you what i think is important. first of all, you need to understand what and how the stock market work. by then at least you have the general picture the way to go in stock.<br />
secondly, it is very important to define your ultimate goal. there are nothing wrong either investing in bonds, stock or real estate as long as it fits your needs. otherwise, you&#8217;ll regret back to where you are now after spending money and time down the road. strategic asset allocation is very important as it helps diversify your money within acceptable risk but profitable return (e.g 50% for long-term, 30% for medium-term, 20% for short-term)<br />
some consider to invest for long-term while others prefer to only trade the stock. well, i did both cos both has it own strengths. i love the feeling of buying things out of short-term stock&#8217;s profits which is not found in long-term investing. of course i don&#8217;t have the crystal ball, but as long as you master the techniques, you&#8217;ll be able to reduce the losses if not making more money. the key is, take advantage of any opportunity that you see made available in the market as both bull and bear are benficial and profitable especially to individual investor; if you know how to act.<br />
last but not least, train yourself for an investors mindset and behaviour. you can read all succesfful investors like Buffet or stock traders like Soros have high very high mindset and behavior. but before investing, remember not to be greedy. greed is the utmost enemy for investors. and secondly, do not invest just because you have the money!! sometimes it is better to just keeping your money under the pillow than putting it in stock and losing it the next day. i found this is the major problem of new stock investor cause they get tempted very easily after listening others making much money in stock market.<br />
hopes it helps, and good luck.</p>
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		<title>By: investing t</title>
		<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/comment-page-1/#comment-149</link>
		<dc:creator>investing t</dc:creator>
		<pubDate>Tue, 17 Nov 2009 02:56:04 +0000</pubDate>
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		<description>Hi, here is a collection of informative articles about investing. a free online investing tutorial for you. 
http://www.investingtutorial.info/
 good luck ! 
wish you make fortune from investing !</description>
		<content:encoded><![CDATA[<p>Hi, here is a collection of informative articles about investing. a free online investing tutorial for you.<br />
<a href="http://www.investingtutorial.info/" rel="nofollow">http://www.investingtutorial.info/</a><br />
 good luck !<br />
wish you make fortune from investing !</p>
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		<title>By: Amy!</title>
		<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/comment-page-1/#comment-148</link>
		<dc:creator>Amy!</dc:creator>
		<pubDate>Tue, 17 Nov 2009 02:52:14 +0000</pubDate>
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		<description>MakingYouRicher is the complete guide to making large amounts of money through niche marketing on the web. Online marketing guides are some of the most popular products sold on the net, and MYR sets it&#039;s self apart form the crowd in a big way. http://track.lativio.com/hit.php?w=11048…</description>
		<content:encoded><![CDATA[<p>MakingYouRicher is the complete guide to making large amounts of money through niche marketing on the web. Online marketing guides are some of the most popular products sold on the net, and MYR sets it&#8217;s self apart form the crowd in a big way. <a href="http://track.lativio.com/hit.php?w=11048…" rel="nofollow">http://track.lativio.com/hit.php?w=11048…</a></p>
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		<title>By: doofuss</title>
		<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/comment-page-1/#comment-147</link>
		<dc:creator>doofuss</dc:creator>
		<pubDate>Tue, 17 Nov 2009 01:18:27 +0000</pubDate>
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		<description>It depends on how much risk you are willing to take.  Also, it sounds like you want liquidity, being able to get your hands on the money quickly. However, in most cases, you&#039;re better off in the long run if you hold on and don&#039;t sell. 
I suggest that you invest in high quality individual stocks or in No-Load mutual funds.These are least risky of any in the stock market. First, learn all you can about the stock market. Look on the internet and in your local library for information. Set some goals. 
Avoid &quot;penny&quot; stocks, and &quot;high flyers&quot; and the latest hot mutual funds. These are too risky and there&#039;s less than a 5% chance of any reward.</description>
		<content:encoded><![CDATA[<p>It depends on how much risk you are willing to take.  Also, it sounds like you want liquidity, being able to get your hands on the money quickly. However, in most cases, you&#8217;re better off in the long run if you hold on and don&#8217;t sell.<br />
I suggest that you invest in high quality individual stocks or in No-Load mutual funds.These are least risky of any in the stock market. First, learn all you can about the stock market. Look on the internet and in your local library for information. Set some goals.<br />
Avoid &#8220;penny&#8221; stocks, and &#8220;high flyers&#8221; and the latest hot mutual funds. These are too risky and there&#8217;s less than a 5% chance of any reward.</p>
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		<title>By: Frank Castle</title>
		<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/comment-page-1/#comment-146</link>
		<dc:creator>Frank Castle</dc:creator>
		<pubDate>Mon, 16 Nov 2009 19:56:38 +0000</pubDate>
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		<description>Open a brokerage account at Zecco and invest in Altria.</description>
		<content:encoded><![CDATA[<p>Open a brokerage account at Zecco and invest in Altria.</p>
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		<title>By: Wade M</title>
		<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/comment-page-1/#comment-145</link>
		<dc:creator>Wade M</dc:creator>
		<pubDate>Mon, 16 Nov 2009 14:02:17 +0000</pubDate>
		<guid isPermaLink="false">http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/#comment-145</guid>
		<description>Online trading can be risky. I have dabbled in this for fun and I never really got ahead. I invested a couple thousand dollars and  after fees, I think at best I broke even. You really need 10 or 20 thousand dollars to turn a decent profit after fees and taxes.
Another thing is to remember that you will never be assured returns. There are no guarantees in investing. The few you find come with a price tag. Take a Certificate of Deposit for example:
You get a 5% return annually
Inflation is generally around 3%
Now your 5% return is only worth 2%
You still have to pay taxes on the 5%
At the end of the year your investment grew by less than 2%, this is not a good return. But if you want a guarantee, this is about as good as it gets.
Savings bonds are even worse. They have a less than 4% return. After figuring inflation in, they earn you less than a 1% return.
Stocks and Mutual funds are the way to go for any decent rate of return. While you are just beginning, consider sticking to index funds. They rise and fall with the market. What wall street does as a whole is what you do. Over the long run they have always gone up.
Morningstar.com has been a good resource for me. They have useful information there.
If you are say in your 30&#039;s or younger you should strongly consider aggressive growth mutual funds. They are more volatile, but have proven to be very worthy investments as long as you are young enough to roll with the ups and downs. 
Also remember that fees kill. You will be much better off researching a bit and buying for long term gains. If you keep moving your investments you will be eaten alive with fees.</description>
		<content:encoded><![CDATA[<p>Online trading can be risky. I have dabbled in this for fun and I never really got ahead. I invested a couple thousand dollars and  after fees, I think at best I broke even. You really need 10 or 20 thousand dollars to turn a decent profit after fees and taxes.<br />
Another thing is to remember that you will never be assured returns. There are no guarantees in investing. The few you find come with a price tag. Take a Certificate of Deposit for example:<br />
You get a 5% return annually<br />
Inflation is generally around 3%<br />
Now your 5% return is only worth 2%<br />
You still have to pay taxes on the 5%<br />
At the end of the year your investment grew by less than 2%, this is not a good return. But if you want a guarantee, this is about as good as it gets.<br />
Savings bonds are even worse. They have a less than 4% return. After figuring inflation in, they earn you less than a 1% return.<br />
Stocks and Mutual funds are the way to go for any decent rate of return. While you are just beginning, consider sticking to index funds. They rise and fall with the market. What wall street does as a whole is what you do. Over the long run they have always gone up.<br />
Morningstar.com has been a good resource for me. They have useful information there.<br />
If you are say in your 30&#8217;s or younger you should strongly consider aggressive growth mutual funds. They are more volatile, but have proven to be very worthy investments as long as you are young enough to roll with the ups and downs.<br />
Also remember that fees kill. You will be much better off researching a bit and buying for long term gains. If you keep moving your investments you will be eaten alive with fees.</p>
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		<title>By: YimyC</title>
		<link>http://totallypassive.com/855/i-am-looking-for-something-where-i-can-invest-my-money-and-have-passive-income/comment-page-1/#comment-144</link>
		<dc:creator>YimyC</dc:creator>
		<pubDate>Mon, 16 Nov 2009 09:13:24 +0000</pubDate>
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		<description>real state is the way dude</description>
		<content:encoded><![CDATA[<p>real state is the way dude</p>
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