How much money do you have to invest? And what’s your risk tolerance?
If we’re talking millions of dollars and risk tolerance is high, consider mezzanine funds, subprime syndicated loans and bonds backed by credit card receivables. If we’re talking smaller amounts and risk tolerance is high, check out prosper.com. If risk tolerance is low, regardless of investable assets, stick to CDs and money market accounts.
Stay away from real estate for the time being; prices are still high, which means yields are low.